Join Standard Chartered in the role of Associate Director within our Transaction Management Group, based in Kwun Tong, Hong Kong. This key position offers an exciting opportunity to contribute to the success of loan transactions by ensuring robust and effective documentation practices. As part of a dynamic, full-time office team, you will play a pivotal role in supporting our lending business, collaborating closely with various stakeholders including relationship managers, legal counsel, and business units across diverse financing sectors.

This role demands a meticulous approach to deal structuring and documentation, underpinned by a strong legal and financial acumen. You will be instrumental in driving compliance with both internal policies and external market standards, thereby safeguarding the interests of the bank and our clients. The Associate Director will be a trusted advisor within the organisation, known for delivering high-quality documentation solutions that align with risk and regulatory frameworks.

We seek a professional who thrives in a complex, fast-paced banking environment where precision, negotiation, and problem-solving skills are paramount. You will be empowered to influence improvements in documentation processes and contribute to building an end-to-end effective operational model that supports Standard Chartered’s commitment to excellence and integrity.

Job Responsibilities

• Review, negotiate, and finalise deal and loan structure documentation including lending agreements and security documents in accordance with the bank’s policies, Asia Pacific Loan Market Association standards, and Loans Agency requirements.
• Deliver expert documentation support and advice related to legal appointments and agency agreements across a broad range of financing products such as stressed assets, commodities, structured trade finance, project and export finance, structured finance, syndications, and transportation finance.
• Engage proactively with origination teams, both internal and external legal counsel, and clients to align on documentation requirements, ensuring clarity from both a commercial and legal perspective.
• Drive adherence to documentation drafting standards while addressing regulatory requirements, mitigating performance risk, and fostering opportunities for documentation process enhancements that are both cost-effective and operationally sound.
• Ensure comprehensive understanding and operational management of documentation processes resulting in a robust end-to-end approach in line with Loans Agency market standards.
• Maintain full compliance by ensuring draft documents include all necessary drafting riders and agent protection provisions, escalating any deviations promptly to senior management.
• Oversee security trustee functions, including reviewing security documents, managing security releases, intercreditor arrangements, and coordinating enforcement actions when required.
• Maintain independent oversight of all documentation to safeguard the position of the agent bank and external risk takers, balancing client relationship considerations with rigorous risk management.
• Manage sensitive information and systems in compliance with privacy and confidentiality standards, supporting the bank’s role as trustee and intermediary between clients and risk takers.

Job Requirements

Minimum Qualifications and Experience:

• Bachelor's degree or higher in Finance, Economics, Law, or a related discipline.
• At least 5 years of professional experience within the banking sector, with a strong preference for candidates experienced in loan documentation and transaction management.
• Fluency in English, with excellent written and spoken communication skills.

Technical and Role-Specific Competencies:

• In-depth knowledge of banking products, loan market standards, and regulatory frameworks relevant to lending and transaction documentation.
• Proven negotiation skills, capable of handling complex and challenging documentation discussions with clients and counterparties.
• Strong communication skills with diverse transaction stakeholders, capable of conveying complex legal and technical information clearly and diplomatically.
• High alertness to risk identification and mitigation related to documentation and transaction processing.
• Effective problem-solving skills with a solutions-oriented mindset, demonstrating resilience and adaptability in resolving issues.

Core Competencies:

• Action Oriented: Demonstrates proactivity and initiative in executing responsibilities.
• Collaboration: Works effectively across teams, fostering cooperative and inclusive relationships.
• Customer Focus: Prioritises the needs of internal and external clients, ensuring their satisfaction.
• Clarity & Guidance: Communicates expectations and instructions with precision and clarity.
• Manages Ambiguity: Navigates complex and uncertain environments with confidence.
• Strategic Mindset: Understands broader organisational goals and aligns activities accordingly.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.