Pros
The company has a nice culture with a friendly, open community. Teams are hardworking and, surprisingly, manage to embody the rather cringe motto of “growing a better world together.” Work-life balance is good, with relatively low pressure and a young, energetic workforce. The environment is diverse to an extent, though mainly limited to European and Asian backgrounds, with Indian colleagues significantly overrepresented.
Cons
There are far too many unnecessary meetings, with colleagues who tend to be overly opinionated despite often being fairly mediocre. Internal politics dominate, making advancement more about who you know than what you achieve. Middle management adds little value; dozens of so-called tech leads struggle with basic technical tasks yet oversee teams of 20+ FTEs. Career growth is frustratingly slow regardless of performance, hindered by heavy bureaucracy and sluggish processes. HR involvement is excessive, acting more as a barrier than an enabler and stifling opportunities for advancement. Base salaries are unreasonably low, which is especially problematic since banks assess loans on base pay rather than the minimal additional benefits offered. The annual review process is equally disheartening—no matter how hard you work, achieving an “exceptional year” rating is nearly impossible. As a result, most employees are stuck with a standard 2.5% salary increase, which falls far short of inflation. Unsurprisingly, the only real beneficiaries of this system are the banks.