Pros
Most people I worked with at Combined were very pleasant. Many people there have been working there for several years, so turnover for corporate is pretty low. Lots of learning and growth opportunities. Decent pay for the industry. I think experience can be subjective based on which department you are working under. Some departments are more defined and well-established than others.
Cons
They recently moved to a 4-day in-office requirement, which isn't really "hybrid," especially since you do not get to choose which day you're working remote. Many of my colleagues had to commute several hours per day given the location. Combined likes to pretend they have "small-company values," but they are very much appeasing Chubb's standards. I can see that the employees with longer tenure are getting frustrated because Combined is not what it used to be. Work/life balance is not great.