Combined Insurance Reviews | Glassdoor.com.hk

Combined Insurance Reviews

Updated 21 April, 2019
687 reviews

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3.5
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Recommend to a friend
Approve of CEO
Combined Insurance President Kevin Goulding
Kevin Goulding
80 Ratings

Employee Reviews

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Pros
Cons
  • "They expect you to go door to door six days a week" (in 35 reviews)

  • "There are times for long hours with great rewards" (in 38 reviews)

More Pros and Cons

  1. "NOT A JOB, Fantastic place to start a CAREER"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent in Farmingdale, NY (US)
    Current Employee - Agent in Farmingdale, NY (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    I came from Aflac, where no training was offered whatsoever, which was surprising to me since they are such a well known company. I was recruited from Combined and saw from Day 1 that this was no place like Aflac. I know all levels of Managers above me at Combined care about my continued success, and I know that ANY of them, even if their not MY manager, would still help me with anything I could ever need. Unlike Aflac, Combined has a very comprehensive training program and process that assure you have the skills necessary to be a great agent before you go out by yourself for the very first time. I’m very excited to see where Combined takes me over the years...

    Cons

    Don’t waste your time or theirs (managers) if you don’t want to put the hard work in that’s necessary to make the big $. Otherwise, there’s no one to blame but yourself. YOU can be your own con, don’t let that happen

    Advice to Management

    Keep on doing what your doing!


  2. "Best Company in US"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Coordinator in Farmingdale, NY (US)
    Current Employee - Sales Coordinator in Farmingdale, NY (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    Flexible hours. Performance based pay. Advancement available. A lot of bad reviews on here are from people that definitely did not go to work everyday because I made over 6 figures in my very first year. Company cares about their agents and staff.

    Cons

    None. Company is great. Wish I started earlier.

  3. "Great Company support"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Associate in Farmingdale, NY (US)
    Current Employee - Sales Associate in Farmingdale, NY (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    They have a system that works and they give you customers

    Cons

    No real cons. They are there to help and they do!


  4. "Great opportunity to build a great career while helping people prepare for unexpected injuries and illness"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Coordinator in Holbrook, NY (US)
    Current Employee - Sales Coordinator in Holbrook, NY (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 10 years)

    Pros

    Great opportunity to earn lots of income and fantastic perks. Great company match 401K and discounted Stock purchase plans and terrific medical benefits. Free leads and great training!

    Cons

    Not many. Just have to be flexible because you work on customers schedules

    Advice to Management

    Keep up the great training!


  5. Helpful (1)

    "You have to be disciplined"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Associate in Allentown, PA (US)
    Current Employee - Sales Associate in Allentown, PA (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    I left and came back. This was my first opportunity in the insurance field. I was so nervous and scared at first to be starting a new career. I learned the system fast. I worked all of the time. I worked extra hours to meet my goals. Insurance is a tough industry. I would never say it was the company's fault for someone failing to make a career out of a sales agent. I was offered a Sales Coordinator position many times. I didn't take it for personal reasons. You really need to understand the system they use. If you miss a close or do not use their system it won't work out as well. If you are determined to strive for knowledge and to work hard to grow yourself, then you will be great. Most people think they can get a job here and immediately have a book of business. You are wrong. You need to become known in your area, make friends, build relationships with people. There is no insurance career anywhere where money and business is thrown at you. I loved the bonuses in the beginning- 200 to 500 more every week. I made a killing! It really helped me grow. Plus the monthly now has a kicker for your business you keep. People put negative reviews here that don't even make sense. What did you last a month? Lol. Combined taught me so much and their structure has kept me and my 3 boys well fed, dressed, and taken care of. I am a single parent with 3 disabled kids. Tell me you can't work the system they use and not be successful, I'll tell you it takes time and effort.

    Cons

    Long work days to build your book

    Advice to Management

    If one of your managers is down, and you see their market failing, demote them. They bring down everyone.


  6. "Lots of opportunity"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Manager in Seattle, WA (US)
    Former Employee - Sales Manager in Seattle, WA (US)

    I worked at Combined Insurance full-time (More than 10 years)

    Pros

    Good training to acquire knowledge and develop skills.
    Personal responsibility to keep on track.

    Cons

    Can often be long hours.

    Advice to Management

    Select better qualified candidates before hiring.
    Proper training of agents can be a negative challenge.


  7. "Sales"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Representative in New York, NY (US)
    Current Employee - Sales Representative in New York, NY (US)

    I have been working at Combined Insurance part-time (Less than a year)

    Pros

    Room for growth, given the tools for success, a lot of motivation.
    Opportunity to travel when completing your sales.
    Advantage of working your own hours.

    Cons

    No base salary,
    Commission only,
    Can be tough when you lose motivation.
    Have to call existing clients and referrals.
    Phone rooms on Sundays.

  8. "Lovely"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent in Halifax, NS (Canada)
    Current Employee - Insurance Sales Agent in Halifax, NS (Canada)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Great company to work for. Friendly. Helpful and lots of opportunity for growth

    Cons

    Its a completely commission based job


  9. "Long hours"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Manager in Seattle, WA (US)
    Former Employee - Sales Manager in Seattle, WA (US)
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Combined Insurance full-time (More than 10 years)

    Pros

    Commission and over-rides can be good.

    Cons

    The long hours can reduce earned average.


  10. "Great Company"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - District Manager in Charlotte, NC (US)
    Current Employee - District Manager in Charlotte, NC (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 3 years)

    Pros

    You can reach your Personal, Financial & Business goals.

    Cons

    If you don’t follow the SUCCESS SYSTEM you will not be SUCCESSFUL!

    Advice to Management

    Keep up the good training!