Combined Insurance Reviews | Glassdoor.com.hk

Combined Insurance Reviews

Updated 16 Aug 2019

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Found 706 reviews

3.6
StarStarStarStarStar
Rating TrendsRating Trends
60%
Recommend to a Friend
82%
Approve of CEO
Combined Insurance CEO Kevin Goulding
Kevin Goulding
96 Ratings
Pros
  • "Great training provided for new sales agents(in 30 reviews)

  • "This company is based on positivity PMA to be exact and that stands for positive mental attitude(in 28 reviews)

Cons
  • "Lots of long hours and endless meetings(in 40 reviews)

  • "They expect you to go door to door six days a week(in 35 reviews)

More Pros and Cons
  1. "Whose your Boss?"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Talent Acquisition Partner in New York, NY
    Doesn't Recommend
    Neutral Outlook
    No Opinion of CEO

    I worked at Combined Insurance full-time for more than 5 years

    Pros

    A traditional Sales organization designed for thick-skinned, ambitious, nose to the grindstone, 24/7 workers. If that's you you'll thrive! You'll Sell insurance and make Money-stay away from management.

    Cons

    Leadership Void- The local Management is composed of sales people that were offered a salaried job. Senior Leadership are long term survivors that have been able to hang in there. A promotion generally means , taking over a failed team, a drop in your income with a potential to make more, IF.... So the most successful leaders stay in their jobs and do not accept promotion They simply make a lot of money.

    Advice to Management

    Stop giving pay cuts when advancing people. Advance and reward $)( people that kept and grown their teams. Including the staff functions like recruiters-100 % failure of a team is not the team but the poor leadership.

    Combined Insurance2019-08-17
  2. "Good Employer"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Underwriter 
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than a year

    Pros

    Work/Life Balance, Team Support, Company Culture

    Cons

    Not as close to downtown as other companies

    Combined Insurance2019-07-30
  3. "Stay away even your bosses steal your leads."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Agent in Newburgh, NY
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    I worked at Combined Insurance full-time for less than a year

    Pros

    Most of the products are good.

    Cons

    Long hours, supervisors are abusive and will call and steal your clients behind your back, customers have to fight to get their claims paid. Large amounts of chargebacks.

    Advice to Management

    You have great products and terrible supervisors. Treat you employees betters and results will improve,

    Combined Insurance2019-08-07
  4. "Great Company"

    StarStarStarStarStar
    Current Employee - Executive Assistant 

    I have been working at Combined Insurance full-time for more than a year

    Pros

    Work life balance and location

    Cons

    Opportunity for advancement and outdated tech

    Combined Insurance2019-07-15

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thanks so much for taking the time to share this positive review! We appreciate you, and we wish you all the best in your future here with us.

  5. "You get what you put in"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Senior Account Executive in Farmingdale, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than a year

    Pros

    At Combined Insurance, there are many pros. From helping clients out in their moment of need to being able to have a flexible work schedule. The pay is great. In your first 26 weeks, you get weekly bonuses. You also receive monthly bonuses as well as quarterly bonuses when you reach a certain level in the company.

    Cons

    Even the days you are not working, you're working because you have to cater to your clients and their questions/claims

    Combined Insurance2019-07-12

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to leave this positive review. We always appreciate hearing from our current employees! Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, and it's great to hear that you listed pay as a "pro". Many ...

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  6. "So far so good"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    Current Employee - Insurance Agent 

    I have been working at Combined Insurance part-time for less than a year

    Pros

    Sales school training, free leads, W2 employer, residual income

    Cons

    Commission percentage system upfront is 42-50% of 9 months worth apv

    Combined Insurance2019-07-11

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thanks so much for taking the time to share this positive review. We wish you all the best in your career here with us!

  7. "Great company to work for"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Insurance Agent in Farmingdale, NY
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 3 years

    Pros

    Very team oriented with positive reinforcement from management. Leads are provided by the company. Room for advancement and high earning potential.

    Cons

    You must be able to work without supervision daily which is not for everyone.

    Combined Insurance2019-07-11

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to leave this positive review! Sounds like you have a great team with a lot of support from your managers. Thank you for sharing your perspective, and we wish you all the best in your future here with us!

  8. Helpful (2)

    "Not for everyone"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Account Executive in Buffalo, NY
    Doesn't Recommend
    Neutral Outlook
    No Opinion of CEO

    I worked at Combined Insurance full-time for less than a year

    Pros

    Freedom to work on your own time Compensation is capable of being very lucrative

    Cons

    Zero guaranteed income Many unpaid mandatory meetings No fuel reimbursement Mandatory unpaid "Sales School" does not adequately prepare you for real world selling Management's pay is based on your performance, they may become very pushy if numbers are not where they would like

    Advice to Management

    Re-evaluate the Chicago training manual. it currently does not reflect real-world conditions and is not effective in the field. Be more proactive in getting agents off the lead list and teach them how to create new opportunities.

    Combined Insurance2019-07-23

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to share your review. Our agents have the ability to manage their own schedule around what works best for their customers, and they have the ability to earn a virtually unlimited income. We appreciate your feedback regarding training, and will share ...

    Show More
  9. Helpful (1)

    "Company that promotes entrpreneurial spirit and hard work!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Regional Manager 
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 3 years

    Pros

    - Great commission structure - Two all expense paid trips per year you can qualify for - Ability to write your own paycheques - Create residual income - No ceiling limiting your potential - Company promotes based on merit not seniority - Monthly or Quarterly bonuses depending on role - Prizes can be won every few weeks or points banked to be refunded on your own choice of a purchase - Ability to work within an existing...

    Show More

    Cons

    If you are lazy this is not the right company for you. Sorry to be blunt but the reality is when given the freedom of time there are those that realize it's an opportunity to do something great and change their financial future and those that don't. Those that do build a career where when they take time off it is well earned and they continue to get paid while off because they put in the hard work when they weren't off....

    Show More
    Combined Insurance2019-07-03

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to leave this positive, realistic review of what it takes to be successful as a sales agent at Combined Insurance. This position is very entrepreneur-like in that our agents have the ability to manage their own schedules and earn a virtually unlimited ...

    Show More
  10. "Cost of Operation"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Sales Representative in Quebec, QC
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    I worked at Combined Insurance full-time for less than a year

    Pros

    Combined insurance offer and advanced training for sales rep

    Cons

    Cost to function is too high

    Advice to Management

    All Sales are commissioned base, it means you have to have high income to cover the operation cost

    Combined Insurance2019-08-07
Found 706 reviews