Pros
The owners are a hand-on group, very in tune to the needs of the consumer and the employees. Great recognition even in down times. Communication on company issues as well as program changes is exceptional as well as the ability to speak to anyone; owners, head underwriters and processers. Excellent benefits and a darn good group of people to work with.
Cons
The LO splits are low compared to other Mortgage Bankers but in turn, they don't nickle and dime the loan officer or consumer which is a huge plus.