Pros
Their health insurance plan administered by Blue Cross and Blue Shield is a good corporate benefit provided to employees and their family.
Cons
Pay...Quite possibly the lowest in the industry. We have also had the opportunity to enjoy 6 pay cuts in the last 2 years. Product...You will only sell Thrivent Proprietary Insurance and Annuities. Good luck when running into competition. The good news is that you will know up front that rarely will you have a product that is priced better or has performed better than your competition that way you will not have to use too much energy on trying to compare. The software and language that is put through the sales process encourages using the Variable Annuity as an answer to everything. Retirement, college funding, long term care, you name it...the VA is the way! They do have a mutual fund suite but it is something very easy to forget. Software...you will pay top price for bottom rung software that does not sync with each other. That way you can enjoy the mundane task of entering data again and again. It is geared for life insurance sales also. Change...If you like change, this is your place. You are guaranteed constant corporate direction change so that you will never be bored to death with the mundane tasks of growing your business, etc. Once you set your business plan for the year, you will have the fun of tweaking it based on changing corporate goals which rarely align with taking care of your clients. New Reps...be prepared to use $50k - $100k of your money to get going. Odds are against you that you will survive and for that matter recoup your investment.