Pros
This is a good job for 2 types of people: 1. A recent college graduate WITH A PLAN. do not come here and expect to find a career, you MUST have a broader plan and use this as a steeping stone. 2. Someone who just needs a decent pay check and has no desire to advance. TD pays decent wages and has ok-ish benefits and it is better than a minimum wage job.
Cons
The managers of Retail Credit actively discriminate against age, if you are over 25, you have no chance of management or promotions. They aggressively promote younger people and they do not value any experience at all. Also they have 0 work life balance. Management loves to say "your hard work and dedication does not go unnoticed" however the workers have shifted that phrase to "your hard work and dedication continue to go unnoticed"