Pros
Initial training session is 2nd to none. You're flown into Corporate HQ in sunny Vero Beach, Florida (I went in February) for a 4 to 5 day stay in a Resort (?) Hotel on the beach! Virtually all expense is covered, airfare, car rental, etc.
Cons
Then the "kool-aid" session begins!... Classic bait and switch. You're sold on a "free lead" program that is nothing more than low income seniors sending return mail post cards in requesting (and EXPECTING) help with Rx costs, dental coverage and eyeglass coverage that they typically don't have. Once you present them the worthless discount card you then try to sell them LIFE INSURANCE. The commission split is a whopping 55% on the Preferred product and reduces from there. Vesting for residuals? Not for a full 3 YEARS! AND your expected to work 7 days a week either calling or knocking. Leads are often recycled (more like regurgitated) over and over again.