Pros
It is very exciting to work in a company that's just past it's start-up phase and now finding its feet. There is a lot of creative space to leave your mark and plenty of room for personal initiative as the company is still defining itself. The chance to be a part of a disruptive new business model that looks to be gaining traction is tremendously exciting. The management team is very respectful towards work-life balance, and seems very decisive when necessary. The company culture is friendly and welcoming making working here a pleasure. New projects and experimentation are encouraged, it really lets employees grow. If you are interested in the financial domain at all, RateSetter is a unique opportunity to get in on the ground floor of the very competitive and growing sector of P2P finance.
Cons
Ratesetter has in the last couple of years expanded dramatically. This comes with growing pains, as a lot of procedures and work methods are in flux. Such a workplace can be exciting, but it does mean that a level of adaptability and initiative is needed. An employee will have to deal with the fact that some processes are completely new or need to be defined right now. The management team seems aware of the need for standardization and is working on it. In addition, as a smaller company still making its mark, the benefits package is obviously not as comprehensive as some larger employers.