1.0
11 Jul 2014
Former employee, more than 3 years
Evansville, IN
Recommend
CEO approval
Business outlook
Pros
Modest paycheck. They have a cafeteria.
Cons
The company lends money to individuals, at high rates and collateralized, then contacts them throughout the year and pressures them to refinance, before there has been any significant reduction in principal - only interest payments, thereby incurring new origination fees and extending the time period where they collect high interest payments. The company also makes fees off of force-placed insurance and ancillary products like credit insurance. Very small town - management has you by the short hairs once you start because they are the only game in town.