Pros
There is a fabulous bonus structure for every single employee, which is truly extraordinary. If you are looking for stability and structure and a large community, you will enjoy that at NFCU. NFCU offers many training opportunities and benefits and many employees work their way up the corporate ladder. Relationships and soft skills are important here, and it's family-style culture can be a double edged sword.
Cons
NFCU seems to reward management for knowing exact details about problems, which reinforces a culture of non-empowerment and micromanagement. If you're new you will have a hard time competing with employees who have been there for decades and know everything and everyone. If you're looking for a flexible, creative, empowering culture that seeks to solve its problems and relishes the challenge of modernization and values independent thinking, this is not the place for you. Change agents struggle here. I do think one's experience here varies widely depending on whether you are a front line employee assisting members and you deal with extreme structure, complex systems and trainings, or if you are in a different part of the credit union. The lack of flexibility runs across the organization, however, and rigid, old fashioned business thinking prevails.