(Specifically talking about Community Bank Shared Services Inc, aka CBSSI)
Extreme disorganization/chaos at every level
Unrealistic workload expectations
Decades of technical debt that cripples any efforts at improvement
Little to no documentation or SOPs
Consistently poor experience for end users
Information systems in use are ~1998 age and quality
Strong preference for busywork and going through the motions rather than meaningful action
Management not-so-subtly complains constantly about all staff members being incompetent