Pros
It keeps the bills paid but that's it.
Cons
Everything is SALES, hence why the banker position is called "Sales". So many fraudulent accounts get opened since incentives are given for each account & service that is opened. If you want a bank that stands on Integrity, this isn't the bank for you. Accounts and services are offered for the Sales benefit, not the customer. People open accounts, then come weeks later to close them because they eventually see, there's no benefit for them. People come with fake identification and both Managers and Sales proceed to open the accounts because each branch has to open a certain amount of accounts per month. If not, if affects their monthly bonuses. Training is 3 months where you will be paid less than the desired pay rate, which they don't tell you this, but after training you're supposed to get your raise. The raise isn't given until you bring in accounts. If you're absent during the 3 month training period you're at risk of being fired. The training system is not the best. A lot of driving to different locations during training so make sure you have a valid license and enough gas. Tellers also have sales goal to reach. Referral are required each month for Insurance, Mortgage, and whatever other services IBC offers. The pay isn't enough for all the money the employees bring in. This is a bank that is about hustling. Anytime a bank offers money for each account you open, and you're also paid on services attached to the account such as Online Banking and Card Controls, RUN. Most become hyper fixated on the numbers, and not the customers benefit. Each customer is just a number. You pressure them to open accounts and credit cards that they probably don't need, collect your incentives, and on to the next. If the customer does not use the card, you do not get your incentives. If the customer comes to close account days later, you do not get incentives. New Account goals are set EACH month. So if a customer comes to open an account and wishes to close it within that month, some employees will lie and tell customers they can't close account until after 30 days so the employee can get credit. The Houston locations are filled with hustle and drama. This is the most stressful job and I do not recommend this company to anyone especially if you are seeking work life balance.The time clock is ridiculous. One minute late counts against you. One minute early counts against you. There is no part time. They expect you to work 39 hours a week. If you are under 39 hours you get disciplinary action. If you get 39.5 or 40 hours a week you get disciplinary actions. There is no such thing as overtime here. If you take vacation you HAVE to meet your sales goal prior to. They micromanage every little thing, not just at work, but your personal life as well. If you don't speak up to the "Higher Ups" they will take advantage of you because they see you as beneath them. (Not my personal experience but I've seen this done to others). This company truly has no integrity. They don't believe in creating peaceful workplace environments since we spend a great amount of our days here to make their company great. It's way too much pressure for accounts. You have to go "Blitzing" everyday which means going out to different businesses looking for potential customers to open accounts. They do not cover gas and in the case that an accident happens, they don't care. My coworkers car was broken into while Blitzing, IBC did nothing. My other coworker had knife pulled on him while Blitzing, IBC did nothing. They only care about accounts. They will gossip about your personal life while glorifying themselves, when they are no better than the next. The main location at Kirby is full of drama, "mean girls" and promiscuity. I feel sorry for them, that they have allowed IBC to characterize them and their whole lives. There are a few women who don't partake in these activities and in my opinion, are way more elevated than IBC. Again, if you are looking for work life balance, this is not the job for you.