100% commission, every new Medicare sale is paid at $400-$500 to the company. Agents make 1/3rd of sale, company profits from 2/3rds. If you make less than $800.00 from your accumaleted 1/3rd-you owe the company. They try to tell you that, they will give you a loan for two weeks of work, if your accumaleted 1/3rd commission does not exceed the $800.00 and you owe the company the difference out of your next commission pay... but you already made the company 3X the money!!! Wow!! They also make it look like your getting paid hourly for tax purposes!!! Say your non-exempt but 100% commission employee!!