Pros
Good working environment as culture flows from parent. Ethically strong. Operate in a High Potential Business which can be captured through stand brand HDFC.
Cons
Pathetic leadership. No vision, no hunger for growth. No processes, no structured reviews. CEO runs business like mom and pop shop. Worst CEO to work with. Never keeps his words / commitments. Lazy and undisciplined to the core. CEO suffers from Satyriasis.