Pros
Some of the best reasons to work for Farmers Insurance Group is the opportunity to start your own business, be your own boss, compensation and benefits. Since you are your own business owner you can write everything off as a business expense for your taxes.
Cons
I don't feel management was up front with all the details of starting your own insurance company because there are hidden fees that they don't tell you about. They would say that it's ok because you get a subsidy each month. But if you have a bad month and don't reach the level of sales to cover it. They could terminate your contract and force you to pay back every month of subsidy you recived. It's a either a win/lose situation. You could have a great career or find yourself in the hole.