Pros
Good claims for your clients, Easy access to underwriters and billing.
Cons
Heavy Life Insurance focus, limits your ability to specialize in other lines of insurance. Get ready to have a grey haired white manager nagging you to sell more life policies. This company is ran by old white men. The company does zero marketing, you have no name recognition when making cold calls, get hung up on pretty quick. High level management has acknowledged they will not ever market to the level of their competitors. Low commission schedules, and lots of changes incoming which will tie your production to your life insurance numbers. For a company that does zero marketing they should pay their agents higher. Cut throat corporate officers breathing down your neck. Upper management uses the agents/producers as scapegoats for their failures. This is a shrinking company which does zero marketing. This is not how you grow in 2022.