Pros
In the branch I am at there is very little traffic so there is very little to do. I work with a great bunch of people and the stress level is very low. This is very branch specific though. I'm sure some branches are not like this.
Cons
If you're new to banking the training here is pretty bad. I basically had to learn everything as it happened to me. After 6 months or so I was comfortable. Retail Banking is very much a commodity. You're basically waiting for people to walk thought the door. There is not a lot of opportunity to sell besides visiting surrounding businesses and they do not care nor should they because everyone is pretty much the same. The Financial Advisor is a sellers role but you are not going to talk people into buying a house or getting a loan, so the "sales" part of this job is very limited, which I don't like because I want to make money and win business. THE GOALS ARE SO HIGH it is basically impossible to meet them to get paid a commission, plus they make it so you have to make every category in order to get paid anything.