Pros
Interesting projects and lots of opportunities to improve things. The company is AI-first, and some legacy projects written 15 years ago, with all the best practices from the Gang of Four, still have room to scale. You would probably need a PC with at least 64GB of RAM—great opportunities to learn a lot about fintech and become a better engineer.
Cons
Cross-team collaboration is terrible - every team is protecting its area, and sometimes in a toxic way, which makes ownership principle adoption complicated. In every cross-team collaboration meeting, you need to be prepared to negotiate by saying "No." Meetings could start as early as 6 am PST, so you can wake up earlier and take advantage of lower-cost charging at Tesla Chargers. Also, you could easily receive a sudden message by Thursday that Friday is your last day in the company. Lots of "yappers", so you will have a real practice applying your Behavioral Interview learnings.