I applied through university. I interviewed at ESAF Small Finance Bank (Kollam) in Mar 2025
Interview
I Have attended the Campus placement in 2025 . The whole process took almost 1 month (4-5 Rounds) with Online Aptitude,Online GD, Online Interview and In-person Interview with HR . I got Selected for the Executive Trainee Position
Interview questions [1]
Question 1
1)Online GD Round - Current Affairs
2)Online Interview- Banking Related :
* CASA
*Loans
The ESAF Small Finance Bank interview process typically unfolds over 4 rounds across 2 to 6 weeks, starting with an online aptitude test (covering English, math, and reasoning), followed by a group discussion, a case study or presentation, and then multiple interviews—first with HR and later with senior management or business heads. Some candidates also encounter a video-based “robotic” interview. For campus placements, ESAF adds a final round at its Head Office. Throughout each stage, assessors evaluate candidates on banking knowledge, communication skills, analytical thinking, and the ability to work in rural outreach roles.
Interview questions [1]
Question 1
“Introduce yourself and your background.”
“Why did you choose banking with a background?”
“What are the types of bank accounts/products?”
“Explain the difference between balance sheet and income statement.”
“What is ESAF? What differentiates small finance banks from commercial banks?”
“How would you approach customer acquisition in rural areas?”
“Explain the bank’s interest rate strategy for deposits vs. loans.”
I interviewed at ESAF Small Finance Bank (Alleppey)
Interview
Good ..it was easy.simple questions were asked..mostly personal rather than professional..the interview was satisfactory..interviewer was kind and friendly and was satisfied with my answers..the interviewer was giving me advices and explaining the future work for the position