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      American Income Life

      Part of Globe Life

      Engaged employer

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      Related searches: American Income Life reviews | American Income Life jobs | American Income Life salaries | American Income Life benefits
      American Income Life interviewsAmerican Income Life Enrollment Representative interviewsAmerican Income Life interview


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      Enrollment Representative Interview

      11 Jan 2018
      Anonymous interview candidate
      Declined offer
      Negative experience
      Easy interview

      Application

      I applied online. The process took 1 week. I interviewed at American Income Life

      Interview

      Applied online to a posting that made it seem like it would just be doing basic data entry for reporting and records. It was nothing like that. That posting was for P&Q Partners, not AIL. I didn't even know it was related to AIL in any way until the interview. I got a phone call from their receptionist or someone (that was never made clear) asking for my availability for an interview. Upon reading off my availability, they say it has to be a certain day, so I'm not sure why they even asked for my availability, and they wouldn't let me call back after looking at my schedule because "he is a very busy man." Whoever "he" is was never made clear to me. I agree to that day, and she says "Ok, see you then." and tries to hang up. Luckily, I got her attention before she could, because I had no contact name, address, or even a time to arrive for the interview. So that seemed a little weird to me, and I began looking online for information about P&Q Partners. Only returning a website with next to no detail and thirteen 5-star Facebook reviews (half of which were very clearly from family members of one of the managers at P&Q), I still thought it was a little sketchy. I couldn't find any info on Glassdoor, BBB, local chamber of commerce, etc. about this P&Q Partners company. Trying to stay optimistic, I soldier on to the interview. The interview wasn't an interview. It was 15 people showing up at once, random people from throughout the office taking them to meet for 5 mins and FINALLY say they're a subsidiary of AIL/Torchmark. Oh, and they made sure to namedrop Warren Buffet being their largest shareholder about once a minute. They didn't ask a single question about my resume, except where I lived. At this point, they finally let on that it's a sales job, which was not what I applied for. Not only is it a sales job, it's a sales job selling insurance products to union members, truck drivers, coal miners, etc. It's a sales job that basically tries to scare people who already struggle financially into buying some other insurance product for $50/month to protect their family should they die. I don't know about them, but I have a moral objection to profiting off of people who already struggle financially. Anyway, after the 5 minute "interview" they herd you like cattle into a classroom setting for an information session about the job, which they go more into detail about their shady tactics, making me think more and more it's multi-level marketing or something else in that questionable area. There was way too much mention of how much money you can make, and not enough mention of it being a rewarding profession (probably because you'd feel slimy preying on poor people) or even benefits available for my comfort. It really seemed like a bunch of sleazy salesmen with moral compasses so messed up its a wonder they found their way to work every day. After an hour of that, and filling out a personality profile, it was over. They say their plan is to call the four finalists from that group the very same evening to invite them back for a second/final interview (which they did invite me to, but that's beside the point). Now that I had more information, I was able to find more reviews on the company from people who had previous gone thru the interview process, been misled, and/or worked there for a certain amount of time. And there were a few common themes in the reviews I found, which I can't corroborate as I don't work for the company. Those themes are as follows: - you're on your own for training (laptop, car, phone, licensing fees) - if you get an enrollment, they pay you commission up front on 12 months worth of payments (i.e. if you make $50 per month on that enrollment, you get the $600 up front), but they don't tell you that if that person cancels their plan, you owe the difference out of pocket. - you won't be able to get past the first 3-6 months unless you have a large amount of savings already and/or the ability to work 75+ hours per week. - they say they pay weekly bonuses, commission, etc but multiple reviewers said they didn't see any income for the first 6+ weeks. - most people quit in the first month. In summation, based on the strange interview process, shady website that doesn't advertise the actual employer, misleading job posting, and poor reviews (once you finally have enough info to find this company), I would not recommend this employer to anyone. Trust is the foundation of any relationship, and this one was misleading and cunning from the get-go.

      Interview questions [1]

      Question 1

      Where do you live?
      1 Answer
      11